Federal Emergency Management Agency.
United States disaster response agency, part of Department of Homeland Security

Millions Face Flood Risk Without Federal Coverage
An Associated Press analysis found that only 2.4% of U.S. properties have federal flood insurance, while 8.4% face severe or extreme flood risk, with coverage declining as flood risks rise. The gap is especially wide in poorer inland communities such as eastern Kentucky, where high costs and outdated FEMA maps can leave vulnerable residents uninsured.
Environment · 9 sources · Oct 2, 2026Read it
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About Federal Emergency Management Agency
The Federal Emergency Management Agency is an agency of the United States Department of Homeland Security (DHS), initially created under President Jimmy Carter by Presidential Reorganization Plan No. 3 of 1978 and implemented by two Executive Orders on April 1, 1979. The agency's primary purpose is to coordinate the response to a disaster that has occurred in the United States and that overwhelms the resources of local and state authorities. The governor of the state in which the disaster occurs must declare a state of emergency and formally request from the president that FEMA and the federal government respond to the disaster. The only exception to the state's gubernatorial declaration requirement occurs when an emergency or disaster takes place on federal property or affects a federal asset—for example, the 1995 bombing of the Alfred P. Murrah Federal Building in Oklahoma City, Oklahoma, or the 2003 Space Shuttle Columbia return-flight disaster.
Everything about Federal Emergency Management Agency →- Country
- United States
- Headquarters
- Washington, D.C.
- Inception
- April 1, 1979
- Website
- http://www.fema.gov/, https://www.fema.gov/, https://www.fema.gov/es, https://www.usfa.fema.gov/





