Happen uses AI-powered underwriting and a digital-bank model to improve lending efficiency and grow with high-quality borrowers, while still trading at a valuation discount to fintech peers. Macau unveiled a five-year plan to diversify from gaming into fintech, digital currency, and non-gaming sectors, and Hong Kong fintech thinker Henry Chen argues products should be user-centered to reduce friction and clarify complex information.

Finance· Aug 18, 2026

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Lending Club

American peer-to-peer lending company

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LLending Club· Finance · 5 sources · Aug 18, 2026Story

Macau five-year plan to diversify economy, boost fintech

Finance· Aug 18, 2026

Facts from Wikidata (CC0).

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About Lending Club

Happen Bank Inc. is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform.

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Country: United States
Headquarters: San Francisco
Inception: 2006
Website: http://www.lendingclub.com/

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