IJR News

Set up money once and let systems build your wealth — 1dWealth comes from a few automated systems, not expertise, high income, or iron discipline.

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Elena Vasquez My brother always chased hot stocks but the ones who set recurring transfers seem to end up ahead without the stress.

The Blaze advises incoming GOP governors not to heed moderates2 sources — 3d

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Every dollar you spend is hours of your lifeCulture — 1dRobin and Dominguez reframe money as finite life energy so tracking, a personal enough point, and investment income can free work from wages.

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Derek Foss Tracking expenses as life energy is useful but most jobs don't pay enough to make that freedom realistic for everyone.

Detroit Tops US Cities for Grocery Income ShareFinance — Oct 7, 2026A WalletHub ranking found groceries consume the largest share of household income in Detroit, followed by Cleveland, with several other Midwest cities also near the top. The burden reflects lower household incomes as well as grocery prices, while Fremont, California, had the smallest grocery-cost share relative to income.

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AP Top 25 College Football TeamsRankingCollege football fans argue endlessly over which programs deserve the top spots in the AP Poll based on wins, schedule strength, and legacy.

Citigroup Q3 Profit Jumps 40% — 22hCitigroup’s third-quarter profit rose 40% year over year to about $5.2 billion, beating analyst expectations as revenue reached a decade-high for the quarter, supported by growth in services, wealth management and investment banking. Fixed-income trading had its strongest third quarter in at least a decade, though overall trading was weaker than the previous quarter, particularly in equities.

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Rachel Meyers Wealth management growth like this could mean steadier income ahead if markets stay calm.

Premium Income sets 10.12 percent trailing yield on monthly payoutFinance — Oct 5, 2026Several funds and income trusts announced upcoming 2026 distributions, including Premium Income Corporation’s monthly C$0.09-per-share payment and Income Financial Trust’s formula-based C$0.08642-per-unit payment. Fidelity Emerging Markets proposed a US$0.33 final dividend subject to shareholder approval, while Russell Investments disclosed an ETF distribution; Diversified Royalty also announced a cash dividend, though the supplied release omits its amount and dates.

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Rachel Meyers Fidelity's proposed 0.33 US dollar emerging markets dividend should help if the vote goes through.

Study Warns Student Loan Forgiveness Could Raise TaxesFinance — 5dWith the temporary federal tax exemption for canceled student debt expiring at the end of 2025, borrowers receiving forgiveness through income-driven repayment plans may face thousands of dollars in added taxes starting in 2026. A Protect Borrowers analysis estimates liabilities of roughly $6,000 to $12,000 for some borrowers and says lower- and middle-income families could be hit hardest; nearly 13 million borrowers are enrolled in IDR plans.

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Fed Survey Finds Household Debt Stress Rising — 4dFamilies were more likely to be behind on their financial obligations than at any point since the 2010 survey, the Fed said, as real median income rose 7 percent to $82,200.

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Centinel Spine Files for $100 Million IPOBusiness — 6dAfter swinging to $10.2 million in net income from a $503,000 loss, Centinel Spine filed for a NYSE IPO; one report cites a raise of up to $100 million.

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Communities Secure Energy, Housing, Revitalization FundingEnvironment — 1dClean-energy grants and rebates are supporting electrification and community improvements across several states: Central Coast customers can access incentives for electric vehicles and home and business upgrades, while Indiana funding will bring solar to public institutions and help low-income properties qualify for energy retrofits. Separate grants will fund downtown and neighborhood projects in South Carolina and sustainability upgrades in five Portland affordable-housing developments expected to add 327 homes.

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Most Influential Women in World HistoryYourlist — RankingFrom ancient queens who ruled empires to modern activists who changed laws, these women left indelible marks on politics, science, and culture. Vote for who you think shaped history most profoundly.

Omaha, Tucson Expect Heat, Incoming StormsWeather — 4dOmaha is forecast to see unseasonably warm, breezy weather before midweek rain and storms bring a sharp cooldown, with possible frost by Friday night. Tucson faces a stormy, windy weekend, with heavy rain possible in higher elevations, blowing dust and localized flooding risks; moisture from Tropical Storm Rachel is contributing to the unsettled pattern.

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November Ballots Expected to Include Diverse MeasuresPolitics — 5dVoters in several states will weigh a range of November ballot measures, including local school and emergency-services taxes in Ohio and proposals in Washington concerning income taxes, parental rights and school athletics. Burlington, Massachusetts, is also explaining nine ballot questions, while a Colorado political discussion examines upcoming measures and their potential effects.

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Candidates Outline Priorities in 2026 RacesPolitics — 4dCandidates in Illinois and Kansas Senate races are emphasizing affordability and health care, while offering differing approaches on wages, tariffs, inflation and immigration; Kansas Democrat Adam Hamilton also faulted the Iran war and tariffs for raising costs, while Republican incumbent Roger Marshall did not respond to the questionnaire. In a Montana legislative race, a challenger opposed a proposed flat income tax and backed refining property-tax relief to protect working- and middle-class residents.

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UK Q2 growth revised up to 0.5% as investment and incomes strengthen — Sep 30, 2026The UK economy grew 0.5% in the second quarter, up from an initial 0.4% estimate, making it the fastest-growing G7 economy in the first half; household disposable income and business investment also rose. Economists cautioned that higher energy costs, inflation and interest rates could weigh on growth ahead of the government’s October budget.

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Derek Foss Rising household incomes are welcome but with inflation and rates up this growth might not last long into the autumn.

Toy Story vs ShrekYourlist — VS BattleThe toy box vs the swamp: two animation revolutions, one inevitable playground argument.

Study Puts American Dream Cost Above $5.3 MillionBusiness — 6dInvestopedia estimates the lifetime cost of the American Dream at about $5.3 million, up 4.1% in a year and rising faster than wages; housing, cars and retirement make up most of the expense. A typical college-educated worker’s projected earnings and Social Security benefits still fall about $1.2 million short, while the income needed to afford this lifestyle is especially high in Hawaii, California and Massachusetts.

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Five Buss Siblings Defend Pending Lakers Stake Sale — 6dFive of Jeanie Buss’ siblings filed a court opposition to her effort to block the Buss family trust from selling its 17.8% Lakers stake to the incoming ownership group led by Joshua Kushner and Bob Iger, calling her petition baseless and saying the sale should proceed. The dispute could affect Jeanie Buss’ ability to remain the Lakers’ governor, and a court hearing is scheduled for Dec. 8.

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Housing Aid Available Across Three StatesPolitics — Oct 5, 2026Spokane Housing Authority is distributing $500,000 in state-funded aid to income-eligible households displaced by Spokane County wildfires, prioritizing people who are homeless or in unstable housing. The flexible assistance can cover rent, utilities, deposits and other recovery-related needs, but not construction or rebuilding costs.

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Kresge Opens 78 Affordable Homes Near Eastern MarketBusiness — Oct 7, 2026Starter homes have become scarcer and more expensive nationally, while limited construction keeps newly built homes costly in Metro Detroit; some desert communities offer lower prices, often with trade-offs in access to amenities. In Detroit, a new 78-apartment development adds rent-restricted homes near Eastern Market for households earning 30% to 60% of area median income.

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Rising Costs Emerge as Election Issue Across RegionsPolitics — Oct 6, 2026Health care affordability is emerging as a midterm concern, with voters broadly favoring lower hospital and prescription costs but divided along party lines over specific proposals such as restoring Affordable Care Act subsidies. In Florida and Arkansas, rising premiums, loss of coverage, and worries about health care access may influence voters, particularly rural residents and middle-income families.

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TuteeHUB Launches Platform Linking Education Resources To Paid Gigs — Oct 3, 2026TuteeHUB has launched a platform combining educational resources and question banks with professional profiles, networking, and gigs intended to help users turn new skills into income. The service is available through Android and iOS apps and online community channels.

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Rachel Meyers Not sure if the gigs will pay enough to make it worth the time compared to established platforms.

Eurozone Investor Confidence Falls, German Consumers Turn Pessimistic — Oct 5, 2026German consumer confidence fell sharply in October, clouding prospects for spending and Christmas shopping as households anticipated higher prices and lower disposable income. Eurozone investor confidence also weakened as expectations declined; Sentix cited growing concern about France, while Germany’s current economic assessment improved despite softer expectations.

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Franklin Limited Duration Income Trust sets $0.06 September dividendFinance — Sep 21, 2026

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Dana Whitfield This monthly dividend looks reliable and helps with steady income planning in my retirement account.

Black Hills Plans $1.8B Google Data-Center Power BuildBusiness — Oct 6, 2026Black Hills plans to invest $1.8 billion in new natural-gas generation to help power Google’s planned Cheyenne data center, with electricity deliveries beginning in late 2027 and demand expected to peak in 2030. The long-term agreements cover a 2.7-gigawatt resource mix, are projected to add about $150 million to Black Hills’ net income by 2030, and require Google to cover the project’s costs so they are not shifted to other utility customers.

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