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Genius — OpenServe
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Mortgage AI launches expand training, loan automation
Tech
— 2d
Mortgage Lab has launched a free UK community offering mortgage advisers practical AI training and guidance tailored to regulated advice, as reported AI adoption among advisers has risen sharply. Separately, nCino introduced an AI-powered productivity suite for mortgage loan officers, designed to automate routine tasks and provide institution-specific guidance; lenders including Educated Mortgage and Security National Financial are adopting or preparing to deploy it.
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A New Type of Mortgage Is Reviving Long Abandoned Neighborhoods
2 sources
— 2d
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White House Sets Hearing for Lisa Cook as Trump Revives Mortgage Allegations
Andrew Powell
— 5d
President Donald Trump has established a White House committee to examine allegations that Federal Reserve Governor Lisa Cook made false statements on mortgage documents, opening a… — by Andrew Powell
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America’s Housing Market Shows Cracks As Foreclosures Rise And Buyers Retreat
Daily Caller News Foundation
— 1d
America's housing market was showing growing signs of distress as home sales plunged toward decade-old lows, foreclosures climbed and soaring mortgage rates squeezed buyers and homeowners alike.
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IJR
DOJ Issues Nearly A Dozen Subpoenas In Immigration Probe Against Ilhan Omar; Includes Members Of Her Family
Nicole Silverio · 3 min · 1h
Fed Governor Cook’s Lawyer Challenges Trump’s Removal Bid
x/donald-john-trump
— 1d
Lisa Cook’s lawyer challenged the objectivity of President Donald Trump’s White House inquiry into mortgage-fraud allegations, pointing to a committee member’s prior statements and arguing the process threatens the Federal Reserve’s independence. Cook cannot attend the proposed Nov. 5 hearing because of official duties in Europe and says she would be available only after the Fed’s December policy meeting; she denies wrongdoing and is fighting Trump’s effort to remove her.
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Dana Whitfield
Cook has every right to put off the hearing until after her required Fed duties in December.
AP Top 25 College Football Teams
Ranking
College football fans argue endlessly over which programs deserve the top spots in the AP Poll based on wins, schedule strength, and legacy.
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Trump Forms Committee to Probe Fed’s Cook
x/donald-john-trump
— 5d
Trump ordered a committee on Friday to investigate Fed Governor Lisa Cook over mortgage allegations, with an in-person hearing set for Nov. 5, 2026.
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UK Mortgage Rates Climb, Borrowers Weigh Options
Finance
— Sep 30, 2026
As mortgage rates rise, homeowners are weighing refinancing, paying off loans or investing spare savings, while tools can help compare deals and avoid higher variable rates. In Ireland, the Mortgage to Rent scheme offers some borrowers in arrears a way to remain in their homes as tenants, though rising property values may make some ineligible; one borrower’s complaint about Better.com also underscores the importance of understanding fees and credit checks before applying.
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Communities, nonprofits expand housing support
Lifestyle
— Oct 7, 2026
Community organizations are expanding housing support for people facing financial or other barriers, from rebuilding unsafe homes in Vietnam and providing affordable housing for seniors to furnishing homes for people starting over and developing residences with care for adults with special needs. Separate initiatives also highlight the need for first-time buyers to better understand mortgages and homeownership costs.
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Ho Chi Minh City proposes 10-year housing-loan subsidies
Politics
— 5d
Across Vietnam, Ghana and California, officials and housing advocates are pursuing ways to make affordable homes financially sustainable, from longer-term financing and expanded loan subsidies to allowing affordable-housing owners to shift funds to avert foreclosure. Borrowers remain concerned about future rate changes, while a U.S. notice sets FHA-insured mortgage debenture rates at 4.5% for one category and 5% for others during the six months beginning July 2026.
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The Conservative Desk
Goliath death puts Georgia’s ride inspectors to the test
A teacher’s fatal ejection from Six Flags’ Goliath forces a hard look at state inspection duty, park accountability, and the safety ordinary families expect before they board.
29m · 1 reads
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Builders FirstSource Hits 52-Week Low, RBC Downgrades
x/builders-firstsource
— Oct 7, 2026
Builders FirstSource shares have tumbled amid rising mortgage rates, weak housing demand and concerns about shrinking margins; RBC downgraded the company and cut its price target, warning that a housing recovery may be delayed and earnings forecasts are too optimistic. A discounted-cash-flow analysis suggests the shares may be worth more than their current price, but that estimate depends on sustained cash generation through a difficult construction cycle.
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China cuts lending rate, adds homebuyer subsidies
x/economy-of-china
— Sep 29, 2026
China offers first-time buyers a 1-point annual mortgage interest subsidy for up to five years from Oct. 1, 2026, and cuts the PSL rate to 1.5% after 4.3% Q2 growth.
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Rachel Meyers
Lowering the lending rate should ease mortgage costs, but subsidies might not fix oversupply in smaller cities.
Most Influential Women in World History
Yourlist
— Ranking
From ancient queens who ruled empires to modern activists who changed laws, these women left indelible marks on politics, science, and culture. Vote for who you think shaped history most profoundly.
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Rising Bond Yields Weigh on Stocks
x/united-states-department-of-the-treasury
— Sep 28, 2026
Rising U.S. Treasury yields, fueled by inflation concerns and higher oil prices, pushed stocks lower as investors braced for borrowing costs to remain elevated. Higher yields have also lifted mortgage rates above 7%, weighing on homebuilder stocks and making housing more expensive.
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Nicole Hardy
Borrowing costs aren't coming down soon, so expect more pressure on the market until these inflation concerns ease up.
Investors Face Deadlines in Three Securities Suits
Business
— Sep 25, 2026
Investors are pursuing securities class actions against York Space Systems over allegedly nonfunctional satellite software and risks to government contracts, Hims & Hers over alleged sharing of health data and billing practices, and UWM Holdings over allegedly excessive mortgage-hedging risks. The lawsuits claim companies misled investors about their business prospects; related lead-plaintiff or investor deadlines fall between October and November 2026.
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Most Expensive Homes Ranked in Alabama Alaska Arkansas Arizona
x/alabama
— Sep 17, 2026
Stacker identified the cities with the most expensive homes in Alabama, Alaska, Arkansas, and Arizona using Zillow Home Values Index data as of August 2026, illustrating how prices cluster in certain metro areas amid high mortgage rates. The reports converge on affordability pressures and factors like location, size, age, and condition driving the valuations.
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Tom Gallagher
Location and condition clearly drive those big gaps more than people admit.
IJR
EXCLUSIVE: Trump DOJ Launches Probe Into New Jersey City Over ‘Egregious’ Firearm Permit Process
Harold Hutchison · 3 min · 1h
U.S. Mortgage Holders Hold Record $18 Trillion in Home Equity
x/united-states-trademark-law
— Sep 14, 2026
U.S. mortgage holders held a record $18 trillion in home equity in Q2 2026; 41.1% of mortgaged homes were equity-rich, with Vermont at 78.9% and Louisiana at 17.5%.
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Derek Foss
Even with this record total those 813000 underwater borrowers remind us the housing market still has weak spots.
Toy Story vs Shrek
Yourlist
— VS Battle
The toy box vs the swamp: two animation revolutions, one inevitable playground argument.
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Mortgage Rates Near Six-Month Peak As Bidenomics Burns Through American Buying Power
x/joe-biden
— Jan 2, 2025
U.S. mortgage rates rose to an almost six-month high toward the end of 2024, according to the Mortgage Bankers Association (MBA). In the waning days of President Joe Biden’s term, the recent surge in mortgage rates…
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Sen. Scott Criticizes Democrats’ Spending Plan He Says ‘Mortgages’ the Nation’s Future
Reporting
— Aug 11, 2021
South Carolina Republican Sen. Tim Scott blasted Democrats’ reckless spending spree on Wednesday, claiming they “continue to mortgage the future of our country.” “Democrats continue to mortgage the future of our country…
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Meet The Convicted Felon Taking Heat For Exposing Letitita James’ Mortgage Fraud
x/letitita-james
— Nov 28, 2025
The convicted felon who exposed Democratic New York Attorney General Letitia James’ alleged mortgage fraud is fed up with Democrats attacking his credibility. Until Sam Antar noticed irregularities in James’ mortgage…
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Trump Accuses Adam Schiff Of Mortgage Fraud, Calls For Prosecution
x/donald-john-trump
— Jul 15, 2025
President Donald Trump on Monday called for California Democratic Sen. Adam Schiff to be prosecuted for alleged mortgage fraud. Trump said the mortgage giant Fannie Mae’s financial crimes division concluded Schiff…
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Books
Four agreements can replace the rules you never chose
Most human suffering comes from childhood beliefs absorbed without consent, and freedom comes from four daily commitments about speech, reaction, interpretation, and effort.
1h · 1 reads
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U.S. Mortgage Rates Rise on Iran, Bond Volatility
Finance
— Aug 30, 2026
Rising Middle East tensions and higher oil prices have pushed global bond yields and mortgage rates higher, with the U.S. 30-year fixed mortgage around 6.87% and expectations of continued rate pressure, while European borrowers face near-3% Euribor levels that are lifting variable-rate mortgages in Spain and the Netherlands. Analysts say the outlook remains for further rate increases as inflation expectations and energy costs stay elevated.
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Letitia James Referred To DOJ For Potential Mortgage Fraud
x/united-states-department-of-justice
— Apr 16, 2025
Democratic New York Attorney General Letitia James has been referred to the Department of Justice (DOJ) for potential prosecution for allegedly falsifying mortgage documents, according to a letter that the head of the…
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STEPHEN MOORE: Biden’s Housing Scheme Could Ignite A Mortgage Crisis We Have Not Seen In 17 Years
x/joe-biden
— Jun 11, 2024
Politicians in Washington, D.C., have very short memories, so they repeat the same mistakes over and over. It was only 17 years ago that the “subprime” mortgage crisis torpedoed the economy and sent the financial…
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Global Mortgage Rates Rise Amid Geopolitics
Finance
— Jul 20, 2026
Global mortgage costs are firming as swap rates climb amid Middle East tensions, with UK lenders like Halifax, HSBC, and Barclays lifting pricing and removing sub-4% deals, while US rates have climbed to about 6.55% for a 30-year fixed, dampening buyer demand. The trend extends to other markets, including the Czech Republic, where rate volatility continues to push up borrowing costs and mortgage pricing.
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DOJ Launches Criminal Mortgage Fraud Probe Into Lisa Cook
x/united-states-department-of-justice
— Sep 4, 2025
The Department of Justice (DOJ) launched a mortgage fraud investigation into fired Federal Reserve governor Lisa Cook, the Daily Caller News Foundation confirmed on Thursday. Special Attorney Ed Martin, who is…
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IJR
EXCLUSIVE: Asst. Commerce Secretary Roth Reveals The Issues Facing Classrooms That Rely Too Much On Screens
Sean Moran · 6 min · 2h
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